The only way you can apply outside of open enrollment is if you have a qualify event. A qualifying event includes having a baby, losing coverage from loss of job, income change, divorce, ect.
What is Covered CA?
Covered California™ is a marketplace implementing the federal Patient Protection and Affordable Care Act in California. Through Covered California, you can compare health insurance options from different insurance companies and choose the one that best fits your needs and budget. By law, your coverage can't be dropped or denied if you have a pre-existing medical condition or if you get sick. You may even be able to get financial assistance through Covered California to make your health coverage more affordable.
How can I qualify for reduced monthly premiums?
Depending on your income and family size you may qualify for reduced premium. See the chart below to see if you fit the income range.
Why would I not qualify if I fit the income range?
If you are offered coverage through work or a spouse and it is considered "affordable" you would not qualify for reduced premiums
What if my income changes?
If you are receiving assistance and your income increases or decreases your premium will do the same unless you fall outside the income range. If you fall below the minimum income threshold you will automatically be enrolled in Medi-Cal.
When can I apply?
The next open enrollment is from November 15th to February 15th. Your coverage would take effect in 2015. The only way you can apply outside of open enrollment is if you have a qualify event. A qualifying event includes having a baby, losing coverage from loss of job, income change, divorce, ect.